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FOR BUILDERS

Builder financing partnerships in Texas.

Forward commitments, builder-paid buydowns, and dedicated loan officers for your sales floor.

New residential home under construction
24h
Pre-approval SLA
4
Active North TX markets
OTC
Construction-to-perm
Builder partnership tools

What we build for builders.

Forward commitments

Lock-in pool of rate-protected buyers for your community. We hedge a tranche, you sell against a known rate, and the buyer gets a payment that holds at contract.

Builder-paid permanent buydowns

Structure 2-1 and 3-2-1 buydowns the right way for compliance. We build the buyer disclosure, you fund the credit, the borrower sees a real lower payment in years one and two.

Pre-qualified buyer pipeline

Send your community traffic through our pre-qual link. We qualify, route to your sales counselor with the buying envelope, and you sell against a real number — not a guess.

Construction-perm + OTC loan options

For custom builds: one-time-close construction-to-perm with a single set of closing costs. We coordinate draw schedules with your superintendent so the loan keeps pace with the build.

Texas markets we serve

North Texas first. Statewide coverage on request.

We are most active in the Frisco / Prosper / Celina / Aubrey corridor and across the DFW metroplex. We support builder partnerships statewide — Houston, Austin, and San Antonio metros included — on a per-community basis.

Frisco Active
Prosper Active
Celina Active
Aubrey Active
DFW Metroplex Statewide
Houston Metro Statewide
Austin Metro Statewide
San Antonio Metro Statewide
Why builders partner with Q Mortgage

The three things on every closed community.

Texas-licensed and locally embedded

Headquartered in McKinney, working DFW every day. We know your TREC counties, your title companies, and the appraisers your sales contracts land on.

Closes complex files

Move-up buyers selling first, self-employed, gift-fund stacks, BTR investor blocks. Most builders we partner with bring us the files their preferred lender already declined.

Tech-driven communication

Real-time pipeline visibility through the builder portal. Your sales counselor sees milestones the same minute the loan officer does — appraisal in, CTC, funding wired.

Forward commitment program

Lock a tranche of rate-protected buyers for your community.

Forward commitments give your sales floor a known rate to sell against in a moving market. We work with our wholesale desks to hedge a pool, you promote the rate to your buyer pipeline, and contracts get written against a payment that holds at closing — not a payment quoted at today’s rate that re-prices six weeks later.

Pricing, tranche size, and structure are scenario-specific. Request details and we will scope a program for your active community.

Become a builder partner

Apply to join the builder program.

Tell us about your communities. We respond within one business day with next steps — partner agreement, sales-counselor onboarding, and a buyer-pipeline intake plan.

Get started

Or send us a buyer right now.

Have a buyer at your sales center who needs financing today? Send them through our pre-approval flow — we will route to the LO covering your community.