Forward commitments
Lock-in pool of rate-protected buyers for your community. We hedge a tranche, you sell against a known rate, and the buyer gets a payment that holds at contract.
Builder financing partnerships in Texas.
Forward commitments, builder-paid buydowns, and dedicated loan officers for your sales floor.
Fast
Pre-approval review
North TX
Builder partnerships
OTC
Construction-to-perm
What we build for builders.
Builder-paid permanent buydowns
Structure 2-1 and 3-2-1 buydowns the right way for compliance. We build the buyer disclosure, you fund the credit, the borrower sees a real lower payment in years one and two.
Pre-qualified buyer pipeline
Send your community traffic through our pre-qual link. We qualify, route to your sales counselor with the buying envelope, and you sell against a real number — not a guess.
Construction-perm + OTC loan options
For custom builds: one-time-close construction-to-perm with a single set of closing costs. We coordinate draw schedules with your superintendent so the loan keeps pace with the build.
North Texas first. Statewide coverage on request.
We are most active in the Frisco / Prosper / Celina / Aubrey corridor and across the DFW metroplex. We support builder partnerships statewide — Houston, Austin, and San Antonio metros included — on a per-community basis.
Frisco Active
Prosper Active
Celina Active
Aubrey Active
DFW Metroplex Statewide
Houston Metro Statewide
Austin Metro Statewide
San Antonio Metro Statewide
The three things on every closed community.
Texas-licensed and locally embedded
Headquartered in McKinney, working across DFW. We know your TREC counties, your title companies, and the appraisers your sales contracts land on.
Closes complex files
Move-up buyers selling first, self-employed, gift-fund stacks, BTR investor blocks. Builder partners send us complex buyer scenarios, including files that need a different program structure.
Tech-driven communication
Builder pipeline visibility is available for approved partner workflows; capabilities vary by program and community. Your sales counselor sees the same milestones the loan officer does — appraisal in, CTC, funding wired.
Lock a tranche of rate-protected buyers for your community.
Forward commitments give your sales floor a known rate to sell against in a moving market. We work with our wholesale desks to hedge a pool, you promote the rate to your buyer pipeline, and contracts get written against a payment that holds at closing — not a payment quoted at today’s rate that re-prices six weeks later.
Pricing, tranche size, and structure are scenario-specific. Request details and we will scope a program for your active community.
Apply to join the builder program.
Tell us about your communities. We follow up on every submission with clear next steps. Next steps include a partner agreement, sales-counselor onboarding, and a buyer-pipeline intake plan.
Or send us a buyer right now.
Have a buyer at your sales center who needs financing today? Send them through our pre-approval flow — we will route to the LO covering your community.
Partnerships are structured for compliant collaboration. Q Mortgage does not pay referral fees for settlement-service business. Marketing, educational, or other partnership activities are subject to applicable RESPA and advertising requirements.