Mortgage broker in Arlington, TX.
Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending across Dallas-Fort Worth. Same loan officers from soft-pull pre-qualification to clear-to-close.
- Local Dallas-Fort Worth lender — fast pre-qualification, no surprises
- Conventional, FHA, VA, USDA, Jumbo, and Non-QM under one roof
- Texas-only focus. Q Mortgage LLC, NMLS #2567464
Arlington mortgage market at a glance
- Conforming limit
- $806,500
- 2026
- FHA single-family
- $617,400
- Tarrant County
- Population
- 395,000
- 2024
Mortgages, built around Arlington.
Arlington sits at the heart of the Dallas-Fort Worth Metroplex, home to major employers like General Motors Financial and the University of Texas at Arlington — making it one of Tarrant County's most active markets for home financing. Whether you're buying near the Entertainment District or settling into a neighborhood in the Mansfield Independent School District boundary, Q Mortgage (NMLS #2567464) works as your broker to shop multiple lenders and find loan terms that fit your situation, not a lender's quota.
How much home can you afford in Arlington?
Adjust the inputs to see your max purchase price, target monthly payment, and front-end/back-end DTI. Tied to the same calc engine our loan officers use.
Gross household income
Cards, auto, student loans
Cash you have available
Texas avg ~2.0%
36% = conservative, 43% = QM, 50% = aggressive
- Principal & interest
- $1,639.80
- Property tax
- $496.49
- Home insurance
- $150.00
- PMI
- $113.71
- Front-end (housing)
- 30.3%
- Back-end (housing + debts)
- 36.0%
- Loan amount
- $272,897
- LTV at origination
- 91.6%
- Cash to close (est.)
- $33,937
Enter your contact info to download the PDF summary.
Estimate only. Lenders evaluate credit score, employment history, asset reserves, and loan program in addition to DTI. Cash-to-close uses a 3% closing-cost estimate; actual closing costs vary by lender, title, and county.
The Arlington market in context.
Arlington sits fully within Tarrant County, where the 2025 conforming loan limit reaches $806,500 and the FHA single-family limit is $617,400. That gap matters. Buyers at the entry level often find FHA financing practical for neighborhoods where prices fall below the FHA ceiling, while mid-range and move-up buyers frequently land in conventional territory. With a population pushing 395,000, Arlington draws a wide mix of buyers: first-timers, relocating employees from the city's large corporate base, and veterans taking advantage of the VA county loan limit that mirrors the conforming ceiling. Tarrant County's loan limits give buyers meaningful room before jumping to jumbo financing.
Every loan program we close, available across Dallas-Fort Worth.
Arlington's price range spans entry-level FHA territory all the way to conforming conventional loans, with some move-up and luxury purchases crossing into jumbo. Q Mortgage works with all of the following: FHA loans (practical for buyers under the $617,400 limit, especially in established east Arlington neighborhoods), conventional conforming loans up to $806,500 (the workhorse for most Arlington buyers), VA loans up to the $806,500 county limit (a strong fit given the area's significant veteran population), USDA loans for eligible borrowers near Arlington's outer boundaries, and jumbo financing for purchases above the conforming ceiling. Down payment assistance programs tied to Tarrant County may also be worth exploring depending on your income and the property.
Government-backed
FHA Loans
Low down payment, flexible credit. Great for first-time buyers.
Learn moreVA Loans
Zero-down financing for veterans, active duty, and surviving spouses.
Learn moreUSDA Loans
Zero-down for rural and suburban-eligible properties.
Learn moreFirst-Time Home Buyer
Programs and guidance for your first purchase.
Learn moreDown Payment Assistance
TX grants and second-lien programs to bridge the down-payment gap.
Learn more1% Down Programs
Special programs that close with as little as 1% from you.
Learn moreZero Down Programs
Pathways to a zero-down purchase via VA, USDA, or lender credits.
Learn more100% Financing
100% LTV options for qualifying borrowers.
Learn moreConventional
Conventional Loans
Standard 3% to 20% down loans backed by Fannie/Freddie.
Learn moreJumbo Loans
Above-conforming financing for higher-priced homes.
Learn moreFixed-Rate Mortgage
Lock the same rate for 15 or 30 years.
Learn moreAdjustable-Rate Mortgage
Lower intro rate for buyers who plan to move or refi.
Learn more30-Year Mortgage
Most-common loan term for primary residences.
Learn moreRefinance & equity
Refinance Overview
Find the right refi structure for your equity + rate goals.
Learn moreRate-and-Term Refinance
Lower your rate or shorten your term.
Learn moreCash-Out Refinance
Tap equity for renovations, debt consolidation, or investment.
Learn moreHELOC
Revolving credit line tied to your home equity.
Learn moreHome Equity Loan
Fixed-rate second lien against your TX home equity.
Learn moreSpecialty programs
Rent-to-Own
Lease-to-purchase pathway for buyers who need time.
Learn moreNew Construction
Financing for spec, semi-custom, and custom new builds.
Learn moreConstruction & Renovation
Single-close construction or renovation financing.
Learn moreLand Loans
Acquire raw or improved land for future construction.
Learn moreMedical Professional
Physician/MD/DO programs with relaxed DTI + student-loan handling.
Learn moreITIN Loans
Financing for borrowers without an SSN using an ITIN.
Learn moreTip Worker Loans
Income-qualification using documented tip income.
Learn moreNon-QM & investor
Bank Statement Loans
12- or 24-month bank statements in lieu of tax returns.
Learn moreP&L Loans
CPA- or borrower-prepared P&L for self-employed income.
Learn more1099 Loans
Qualify on 1099 income instead of W-2 or returns.
Learn moreAsset Depletion
Qualify using verified assets converted to monthly income.
Learn moreDSCR (Investor)
Qualify the property — no personal income docs required.
Learn moreFix-and-Flip
Short-term acquisition + rehab financing for flippers.
Learn moreBridge / Hard Money
Short-term financing to bridge purchase and permanent loan.
Learn morePortfolio / Blanket
Single loan across multiple investment properties.
Learn moreShort-Term Rental
Financing structured around STR / Airbnb income.
Learn moreForeign National
TX financing for non-US-citizen / non-resident borrowers.
Learn moreExpanded Program
Catch-all Non-QM for scenarios outside standard guidelines.
Learn moreArlington mortgage FAQs
What is the conforming loan limit for Arlington, TX?
Can I use an FHA loan to buy a home in Arlington?
Does Arlington have good options for VA home loans?
What's the difference between a mortgage broker and a bank for my Arlington home purchase?
Do I need a jumbo loan to buy near the Entertainment District in Arlington?
Can I refinance my Arlington home through Q Mortgage?
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