Mortgage broker in Manor, TX.
Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending across Greater Austin. Same loan officers from soft-pull pre-qualification to clear-to-close.
- Local Greater Austin lender — fast pre-qualification, no surprises
- Conventional, FHA, VA, USDA, Jumbo, and Non-QM under one roof
- Texas-only focus. Q Mortgage LLC, NMLS #2567464
Manor mortgage market at a glance
- Conforming limit
- $806,500
- 2026
- FHA single-family
- $709,500
- Travis County
- Population
- 20,000
- 2024
Mortgages, built around Manor.
Manor sits on the fast-growing eastern edge of Greater Austin, where Travis County land stretches out and home prices still leave room for first-time buyers to get a foothold. With the Manor Independent School District anchoring the community and Tesla's Gigafactory just down Highway 290, the city draws a mix of young families and commuters who want Austin access without Austin's price tag. Q Mortgage (NMLS #2567464) works exclusively in Texas, and we know this corridor well enough to help you move fast when the right home hits the market.
How much home can you afford in Manor?
Adjust the inputs to see your max purchase price, target monthly payment, and front-end/back-end DTI. Tied to the same calc engine our loan officers use.
Gross household income
Cards, auto, student loans
Cash you have available
Texas avg ~2.0%
36% = conservative, 43% = QM, 50% = aggressive
- Principal & interest
- $1,639.80
- Property tax
- $496.49
- Home insurance
- $150.00
- PMI
- $113.71
- Front-end (housing)
- 30.3%
- Back-end (housing + debts)
- 36.0%
- Loan amount
- $272,897
- LTV at origination
- 91.6%
- Cash to close (est.)
- $33,937
Enter your contact info to download the PDF summary.
Estimate only. Lenders evaluate credit score, employment history, asset reserves, and loan program in addition to DTI. Cash-to-close uses a 3% closing-cost estimate; actual closing costs vary by lender, title, and county.
The Manor market in context.
Manor sits in Travis County, which carries a conforming loan limit of $806,500 and an FHA single-family limit of $709,500. Home prices in Manor trend well below the Austin city core, meaning many buyers here can finance with a conventional or FHA loan rather than reaching for a jumbo product. That price gap is a real advantage: you can access strong loan programs without the stricter reserve and documentation requirements that jumbo lending typically demands. Buyer profiles in Manor tend to run toward first-time purchasers, move-up buyers relocating from pricier Austin zip codes, and dual-income households tied to the employment corridor along Highway 290 toward the Gigafactory and other eastern Travis County employers.
Every loan program we close, available across Greater Austin.
Because most Manor home prices fall within the Travis County FHA limit of $709,500 and conforming limit of $806,500, buyers here have solid options across multiple programs. Conventional financing works well for buyers with stronger credit profiles and at least 3-5% down. FHA loans are a strong fit for first-time buyers or those with limited down payment savings, particularly in Manor's entry-level price bands. VA loans are available up to $806,500 in Travis County with no down payment requirement for eligible veterans and active-duty borrowers, an important option given the military households in the Greater Austin area. USDA Rural Development loans may also apply to certain Manor addresses, so eligibility is worth a quick check depending on the specific property location.
Government-backed
FHA Loans
Low down payment, flexible credit. Great for first-time buyers.
Learn moreVA Loans
Zero-down financing for veterans, active duty, and surviving spouses.
Learn moreUSDA Loans
Zero-down for rural and suburban-eligible properties.
Learn moreFirst-Time Home Buyer
Programs and guidance for your first purchase.
Learn moreDown Payment Assistance
TX grants and second-lien programs to bridge the down-payment gap.
Learn more1% Down Programs
Special programs that close with as little as 1% from you.
Learn moreZero Down Programs
Pathways to a zero-down purchase via VA, USDA, or lender credits.
Learn more100% Financing
100% LTV options for qualifying borrowers.
Learn moreConventional
Conventional Loans
Standard 3% to 20% down loans backed by Fannie/Freddie.
Learn moreJumbo Loans
Above-conforming financing for higher-priced homes.
Learn moreFixed-Rate Mortgage
Lock the same rate for 15 or 30 years.
Learn moreAdjustable-Rate Mortgage
Lower intro rate for buyers who plan to move or refi.
Learn more30-Year Mortgage
Most-common loan term for primary residences.
Learn moreRefinance & equity
Refinance Overview
Find the right refi structure for your equity + rate goals.
Learn moreRate-and-Term Refinance
Lower your rate or shorten your term.
Learn moreCash-Out Refinance
Tap equity for renovations, debt consolidation, or investment.
Learn moreHELOC
Revolving credit line tied to your home equity.
Learn moreHome Equity Loan
Fixed-rate second lien against your TX home equity.
Learn moreSpecialty programs
Rent-to-Own
Lease-to-purchase pathway for buyers who need time.
Learn moreNew Construction
Financing for spec, semi-custom, and custom new builds.
Learn moreConstruction & Renovation
Single-close construction or renovation financing.
Learn moreLand Loans
Acquire raw or improved land for future construction.
Learn moreMedical Professional
Physician/MD/DO programs with relaxed DTI + student-loan handling.
Learn moreITIN Loans
Financing for borrowers without an SSN using an ITIN.
Learn moreTip Worker Loans
Income-qualification using documented tip income.
Learn moreNon-QM & investor
Bank Statement Loans
12- or 24-month bank statements in lieu of tax returns.
Learn moreP&L Loans
CPA- or borrower-prepared P&L for self-employed income.
Learn more1099 Loans
Qualify on 1099 income instead of W-2 or returns.
Learn moreAsset Depletion
Qualify using verified assets converted to monthly income.
Learn moreDSCR (Investor)
Qualify the property — no personal income docs required.
Learn moreFix-and-Flip
Short-term acquisition + rehab financing for flippers.
Learn moreBridge / Hard Money
Short-term financing to bridge purchase and permanent loan.
Learn morePortfolio / Blanket
Single loan across multiple investment properties.
Learn moreShort-Term Rental
Financing structured around STR / Airbnb income.
Learn moreForeign National
TX financing for non-US-citizen / non-resident borrowers.
Learn moreExpanded Program
Catch-all Non-QM for scenarios outside standard guidelines.
Learn moreManor mortgage FAQs
What is the conforming loan limit for Manor, TX?
Can I use an FHA loan to buy a home in Manor?
Do any Manor properties qualify for a USDA loan?
Is a VA loan available for buying a home in Manor, TX?
What makes Manor different from buying elsewhere in the Austin metro?
Can I refinance my Manor home if I bought it a few years ago?
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