Mortgage broker in Lewisville, TX.
Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending across Dallas-Fort Worth. Same loan officers from soft-pull pre-qualification to clear-to-close.
- Local Dallas-Fort Worth lender — fast pre-qualification, no surprises
- Conventional, FHA, VA, USDA, Jumbo, and Non-QM under one roof
- Texas-only focus. Q Mortgage LLC, NMLS #2567464
Lewisville mortgage market at a glance
- Conforming limit
- $806,500
- 2026
- FHA single-family
- $617,400
- Denton County
- Population
- 115,000
- 2024
Mortgages, built around Lewisville.
Lewisville sits in the heart of Denton County, giving buyers a genuine foothold in the Dallas-Fort Worth metro without the premium price tags of closer-in suburbs. With Lewisville ISD serving the community and major employers like Lewisville Medical Center drawing steady job growth, demand here stays consistent. Q Mortgage (NMLS #2567464) works exclusively in Texas, so every loan option we present is built around this market, not a generic national playbook.
How much home can you afford in Lewisville?
Adjust the inputs to see your max purchase price, target monthly payment, and front-end/back-end DTI. Tied to the same calc engine our loan officers use.
Gross household income
Cards, auto, student loans
Cash you have available
Texas avg ~2.0%
36% = conservative, 43% = QM, 50% = aggressive
- Principal & interest
- $1,639.80
- Property tax
- $496.49
- Home insurance
- $150.00
- PMI
- $113.71
- Front-end (housing)
- 30.3%
- Back-end (housing + debts)
- 36.0%
- Loan amount
- $272,897
- LTV at origination
- 91.6%
- Cash to close (est.)
- $33,937
Enter your contact info to download the PDF summary.
Estimate only. Lenders evaluate credit score, employment history, asset reserves, and loan program in addition to DTI. Cash-to-close uses a 3% closing-cost estimate; actual closing costs vary by lender, title, and county.
The Lewisville market in context.
Lewisville falls within Denton County, which carries a 2024 conforming loan limit of $806,500 and an FHA limit of $617,400. That conforming ceiling gives most buyers in this city room to finance without stepping into jumbo territory, though move-up buyers targeting larger homes near Castle Hills or Old Town Lewisville can approach or exceed that threshold. The buyer pool here is diverse: first-time buyers drawn by relative affordability within DFW, relocating professionals tied to the nearby medical and corporate corridors, and investors eyeing the city's proximity to Lake Lewisville and the regional tollway network. Denton County's limits apply uniformly across Lewisville, so your county of purchase directly shapes which programs are available to you.
Every loan program we close, available across Dallas-Fort Worth.
Conventional loans are the workhorse here, with the $806,500 conforming limit covering a wide range of Lewisville price points and keeping mortgage insurance requirements manageable for buyers with solid down payments. FHA loans at up to $617,400 are a practical fit for entry-level buyers or those with smaller down payments, particularly in established neighborhoods away from the higher-end new construction. VA loans match the conforming limit at $806,500, making them a strong option for the veteran community in this part of Denton County. Buyers whose purchase price clears the conforming ceiling can access jumbo financing, which Q Mortgage brokers through multiple wholesale lenders to find competitive structures. USDA eligibility is limited within Lewisville's city limits given its population and development density, so most buyers here focus on conventional, FHA, or VA paths.
Government-backed
FHA Loans
Low down payment, flexible credit. Great for first-time buyers.
Learn moreVA Loans
Zero-down financing for veterans, active duty, and surviving spouses.
Learn moreUSDA Loans
Zero-down for rural and suburban-eligible properties.
Learn moreFirst-Time Home Buyer
Programs and guidance for your first purchase.
Learn moreDown Payment Assistance
TX grants and second-lien programs to bridge the down-payment gap.
Learn more1% Down Programs
Special programs that close with as little as 1% from you.
Learn moreZero Down Programs
Pathways to a zero-down purchase via VA, USDA, or lender credits.
Learn more100% Financing
100% LTV options for qualifying borrowers.
Learn moreConventional
Conventional Loans
Standard 3% to 20% down loans backed by Fannie/Freddie.
Learn moreJumbo Loans
Above-conforming financing for higher-priced homes.
Learn moreFixed-Rate Mortgage
Lock the same rate for 15 or 30 years.
Learn moreAdjustable-Rate Mortgage
Lower intro rate for buyers who plan to move or refi.
Learn more30-Year Mortgage
Most-common loan term for primary residences.
Learn moreRefinance & equity
Refinance Overview
Find the right refi structure for your equity + rate goals.
Learn moreRate-and-Term Refinance
Lower your rate or shorten your term.
Learn moreCash-Out Refinance
Tap equity for renovations, debt consolidation, or investment.
Learn moreHELOC
Revolving credit line tied to your home equity.
Learn moreHome Equity Loan
Fixed-rate second lien against your TX home equity.
Learn moreSpecialty programs
Rent-to-Own
Lease-to-purchase pathway for buyers who need time.
Learn moreNew Construction
Financing for spec, semi-custom, and custom new builds.
Learn moreConstruction & Renovation
Single-close construction or renovation financing.
Learn moreLand Loans
Acquire raw or improved land for future construction.
Learn moreMedical Professional
Physician/MD/DO programs with relaxed DTI + student-loan handling.
Learn moreITIN Loans
Financing for borrowers without an SSN using an ITIN.
Learn moreTip Worker Loans
Income-qualification using documented tip income.
Learn moreNon-QM & investor
Bank Statement Loans
12- or 24-month bank statements in lieu of tax returns.
Learn moreP&L Loans
CPA- or borrower-prepared P&L for self-employed income.
Learn more1099 Loans
Qualify on 1099 income instead of W-2 or returns.
Learn moreAsset Depletion
Qualify using verified assets converted to monthly income.
Learn moreDSCR (Investor)
Qualify the property — no personal income docs required.
Learn moreFix-and-Flip
Short-term acquisition + rehab financing for flippers.
Learn moreBridge / Hard Money
Short-term financing to bridge purchase and permanent loan.
Learn morePortfolio / Blanket
Single loan across multiple investment properties.
Learn moreShort-Term Rental
Financing structured around STR / Airbnb income.
Learn moreForeign National
TX financing for non-US-citizen / non-resident borrowers.
Learn moreExpanded Program
Catch-all Non-QM for scenarios outside standard guidelines.
Learn moreLewisville mortgage FAQs
What is the conforming loan limit for Lewisville, TX?
Does the FHA loan limit cover most homes in Lewisville?
Can veterans use a VA loan to buy in Lewisville?
Is Lewisville eligible for USDA loans?
Should I refinance now or wait if I bought in Lewisville recently?
How does using a mortgage broker in Lewisville differ from going to a bank?
Ready to get pre-qualified in Lewisville?
Soft-pull pre-qualification in minutes. No surprises — just a clear number you can shop with.
Other Dallas-Fort Worth markets we serve.
Get a Lewisville pre-qualification.
Tell us a little about your scenario and we'll respond within one business day with a rate-and-term you can take to any agent in Lewisville.