Mortgage broker in Grapevine, TX.
Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending across Dallas-Fort Worth. Same loan officers from soft-pull pre-qualification to clear-to-close.
- Local Dallas-Fort Worth lender — fast pre-qualification, no surprises
- Conventional, FHA, VA, USDA, Jumbo, and Non-QM under one roof
- Texas-only focus. Q Mortgage LLC, NMLS #2567464
Grapevine mortgage market at a glance
- Conforming limit
- $806,500
- 2026
- FHA single-family
- $617,400
- Tarrant County
- Population
- 55,000
- 2024
Mortgages, built around Grapevine.
Grapevine sits at the crossroads of Dallas-Fort Worth, minutes from DFW International Airport and the shores of Lake Grapevine — which means buyers here aren't just choosing a home, they're choosing a lifestyle with serious commuter advantages. Q Mortgage (NMLS #2567464) works with buyers across Tarrant County to cut through the noise and find financing that fits the Grapevine market, not just a generic Texas template.
How much home can you afford in Grapevine?
Adjust the inputs to see your max purchase price, target monthly payment, and front-end/back-end DTI. Tied to the same calc engine our loan officers use.
Gross household income
Cards, auto, student loans
Cash you have available
Texas avg ~2.0%
36% = conservative, 43% = QM, 50% = aggressive
- Principal & interest
- $1,639.80
- Property tax
- $496.49
- Home insurance
- $150.00
- PMI
- $113.71
- Front-end (housing)
- 30.3%
- Back-end (housing + debts)
- 36.0%
- Loan amount
- $272,897
- LTV at origination
- 91.6%
- Cash to close (est.)
- $33,937
Enter your contact info to download the PDF summary.
Estimate only. Lenders evaluate credit score, employment history, asset reserves, and loan program in addition to DTI. Cash-to-close uses a 3% closing-cost estimate; actual closing costs vary by lender, title, and county.
The Grapevine market in context.
Grapevine sits in Tarrant County, where the 2025 conforming loan limit reaches $806,500 and the FHA single-family limit comes in at $617,400. Home prices in Grapevine tend to run well above entry-level DFW territory, reflecting the city's proximity to DFW International Airport, Historic Downtown Grapevine, and Lake Grapevine. That price point means many buyers land squarely in conventional or VA territory. First-time buyers targeting more affordable pockets can still find FHA-eligible properties, but move-up and executive buyers near the lakefront or the Southlake border often push toward the conforming ceiling or beyond. Tarrant County's loan limits apply uniformly, so knowing exactly where your target price falls relative to those thresholds is the first real conversation to have with a loan officer.
Every loan program we close, available across Dallas-Fort Worth.
Grapevine's price range makes conventional financing the workhorse for most buyers, with loan amounts up to the $806,500 conforming limit keeping mortgage insurance off the table for those who reach 20% down. VA loans are a strong fit given the concentration of active-duty and veteran households connected to Naval Air Station Joint Reserve Base Fort Worth and DFW-area employers. FHA loans at up to $617,400 serve buyers targeting entry-level neighborhoods or older housing stock near Historic Downtown. Buyers whose purchase price clears the conforming limit should ask about jumbo options. Texas-specific down payment assistance programs can also layer onto conventional and FHA loans for qualifying buyers who need help bridging the gap to closing.
Government-backed
FHA Loans
Low down payment, flexible credit. Great for first-time buyers.
Learn moreVA Loans
Zero-down financing for veterans, active duty, and surviving spouses.
Learn moreUSDA Loans
Zero-down for rural and suburban-eligible properties.
Learn moreFirst-Time Home Buyer
Programs and guidance for your first purchase.
Learn moreDown Payment Assistance
TX grants and second-lien programs to bridge the down-payment gap.
Learn more1% Down Programs
Special programs that close with as little as 1% from you.
Learn moreZero Down Programs
Pathways to a zero-down purchase via VA, USDA, or lender credits.
Learn more100% Financing
100% LTV options for qualifying borrowers.
Learn moreConventional
Conventional Loans
Standard 3% to 20% down loans backed by Fannie/Freddie.
Learn moreJumbo Loans
Above-conforming financing for higher-priced homes.
Learn moreFixed-Rate Mortgage
Lock the same rate for 15 or 30 years.
Learn moreAdjustable-Rate Mortgage
Lower intro rate for buyers who plan to move or refi.
Learn more30-Year Mortgage
Most-common loan term for primary residences.
Learn moreRefinance & equity
Refinance Overview
Find the right refi structure for your equity + rate goals.
Learn moreRate-and-Term Refinance
Lower your rate or shorten your term.
Learn moreCash-Out Refinance
Tap equity for renovations, debt consolidation, or investment.
Learn moreHELOC
Revolving credit line tied to your home equity.
Learn moreHome Equity Loan
Fixed-rate second lien against your TX home equity.
Learn moreSpecialty programs
Rent-to-Own
Lease-to-purchase pathway for buyers who need time.
Learn moreNew Construction
Financing for spec, semi-custom, and custom new builds.
Learn moreConstruction & Renovation
Single-close construction or renovation financing.
Learn moreLand Loans
Acquire raw or improved land for future construction.
Learn moreMedical Professional
Physician/MD/DO programs with relaxed DTI + student-loan handling.
Learn moreITIN Loans
Financing for borrowers without an SSN using an ITIN.
Learn moreTip Worker Loans
Income-qualification using documented tip income.
Learn moreNon-QM & investor
Bank Statement Loans
12- or 24-month bank statements in lieu of tax returns.
Learn moreP&L Loans
CPA- or borrower-prepared P&L for self-employed income.
Learn more1099 Loans
Qualify on 1099 income instead of W-2 or returns.
Learn moreAsset Depletion
Qualify using verified assets converted to monthly income.
Learn moreDSCR (Investor)
Qualify the property — no personal income docs required.
Learn moreFix-and-Flip
Short-term acquisition + rehab financing for flippers.
Learn moreBridge / Hard Money
Short-term financing to bridge purchase and permanent loan.
Learn morePortfolio / Blanket
Single loan across multiple investment properties.
Learn moreShort-Term Rental
Financing structured around STR / Airbnb income.
Learn moreForeign National
TX financing for non-US-citizen / non-resident borrowers.
Learn moreExpanded Program
Catch-all Non-QM for scenarios outside standard guidelines.
Learn moreGrapevine mortgage FAQs
What is the conforming loan limit for Grapevine, TX in 2025?
Does an FHA loan make sense for buying in Grapevine?
Can I use a VA loan to buy a home near DFW Airport?
What loan program fits a home priced above $806,500 in Grapevine?
Is it harder to get a mortgage in Grapevine compared to other DFW cities?
Can I refinance my Grapevine home if I bought it a few years ago?
Ready to get pre-qualified in Grapevine?
Soft-pull pre-qualification in minutes. No surprises — just a clear number you can shop with.
Other Dallas-Fort Worth markets we serve.
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