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DALLAS-FORT WORTH

Mortgage broker in Burleson, TX.

Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending across Dallas-Fort Worth. Same loan officers from soft-pull pre-qualification to clear-to-close.

  • Local Dallas-Fort Worth lender — fast pre-qualification, no surprises
  • Conventional, FHA, VA, USDA, Jumbo, and Non-QM under one roof
  • Texas-only focus. Q Mortgage LLC, NMLS #2567464
Local snapshot

Burleson mortgage market at a glance

Population
53,000
2024
Loan limits

2026 loan limits for Johnson County.

Loan limits can vary by county. Enter the property address or select the county for the correct limit.

2026 Conforming Loan Limit
$832,750
1-unit · Johnson County

Source: FHFA conforming loan limit county file, full county loan limit list (HERA-based, final)

Verified: August 12, 2026

2026 FHA Loan Limit
$563,500
1-unit · Johnson County

Source: HUD FHA single-family forward mortgage limits, CY2026, Texas (hicost1.cfm lookup)

Verified: August 12, 2026

VA Entitlement

Eligible Veterans with full VA entitlement generally do not have a VA-imposed maximum loan amount. Loan approval remains subject to lender requirements, credit, income, residual income, property value, and available entitlement. County conforming limits can remain relevant when entitlement is not fully available.

Source: VA home loan entitlement guidance

Verified: August 12, 2026

Why buyers choose Q Mortgage

Mortgages, built around Burleson.

Buying in Burleson puts you inside the Dallas-Fort Worth metro without paying Fort Worth prices. Whether you're eyeing a resale near Old Town, new construction off Hidden Creek Parkway, or a family home zoned to Burleson ISD, Q Mortgage (NMLS #2567464) handles the financing side. We are a Texas-only broker, so Johnson County guidelines, homestead rules, and local appraisal patterns are what we work in every day.

Try it

How much home can you afford in Burleson?

Adjust the inputs to see your max purchase price, target monthly payment, and front-end/back-end DTI. Tied to the same calc engine our loan officers use.

Gross household income

Cards, auto, student loans

Cash you have available

Texas avg ~2.0%

36 %

36% = conservative, 43% = QM, 50% = aggressive

Max home price
$287,771
Max monthly payment (PITI + PMI)
$2,400.00
Payment breakdown
Principal & interest
$1,660.89
Property tax
$479.62
Home insurance
$150.00
PMI
$109.49
DTI ratios
Front-end (housing)
30.3%
Back-end (housing + debts)
36.0%
Loan summary
Loan amount
$262,771
LTV at origination
91.3%
Cash to close (est.)
$33,633

Enter your contact info to download the PDF summary.

Estimate only. Lenders evaluate credit score, employment history, asset reserves, and loan program in addition to DTI. Cash-to-close uses a 3% closing-cost estimate; actual closing costs vary by lender, title, and county.

Local market

The Burleson market in context.

Burleson sits on the south edge of the DFW metro in Johnson County, with a population near 53,000 and steady in-migration from Fort Worth and Crowley. The buyer mix skews toward families, first-time buyers, and commuters working near the Chisholm Trail Parkway corridor or the medical campuses along I-35W. Most transactions here land inside conforming territory, so jumbo financing is the exception rather than the rule. Larger lots on the west side and custom builds can occasionally push above the conforming figure. Current county limits are shown in the card above on this page.

Programs available in Burleson

Every loan program we close, available across Dallas-Fort Worth.

Given Burleson's price band, conventional loans fit the largest share of buyers, with FHA a strong second option for first-time buyers moving out of Fort Worth rentals. VA loans see heavy use given proximity to NAS Fort Worth JRB. USDA can apply on the rural edges of Johnson County toward Joshua and Godley. Renovation loans (FHA 203k and conventional equivalents) work on the older stock near Old Town Burleson. Texas homestead cash-out refinances are available under Section 50(a)(6) rules.

Frequently asked

Burleson mortgage FAQs

What is the conforming loan limit in Johnson County?
Johnson County follows the standard conforming limit set annually by the FHFA. The current figure for Burleson is shown in the county limits card above on this page.
Do I need a jumbo loan to buy in Burleson?
Most Burleson purchases fall inside conforming territory, so jumbo financing is less common here than in parts of central Fort Worth or Southlake. Larger acreage properties near Crowley Road or on the south side of town can push into jumbo range. We will size the loan against the county figure listed above.
Can I use a VA loan in Burleson with no down payment?
Yes. Eligible veterans with full entitlement can often purchase in Burleson with no down payment. VA entitlement governs what the VA guarantees, not a hard ceiling on what you can borrow, so the loan amount depends on your income, credit, and the appraisal rather than a flat cap.
Is Burleson a good area for FHA buyers?
FHA works well for many first-time buyers in Burleson given the mix of resale homes in Mountain Valley and newer construction off Hidden Creek Parkway. The FHA figure for Johnson County is shown above.
How does a cash-out refinance work on a Texas homestead?
Texas Section 50(a)(6) rules cap total loan-to-value at 80 percent on an owner-occupied homestead cash-out refinance. There is also a 12-day cooling-off period between application and closing. Q Mortgage handles the disclosures required under Texas law.
Do you lend outside of Texas?
No. Q Mortgage is licensed only in Texas, so every file we close is on a Texas property. Burleson, Joshua, and the rest of Johnson County are inside our footprint.

Ready to get pre-qualified in Burleson?

Soft-pull pre-qualification, with no impact to your credit score. No surprises — just a clear number you can shop with.

Talk to a loan officer

Get a Burleson pre-qualification.

Tell us a little about your scenario. We follow up on every submission with clear next steps. You'll get a rate-and-term you can take to any agent in Burleson.